Position Overview

We are seeking an experienced Credit Specialist to join our banking team. The ideal candidate will be responsible for analyzing credit proposals, assessing risks, and making sound credit decisions while maintaining high standards of financial prudence.

Required Qualifications

Bachelor's degree in Finance, Accounting, or related field

2-3 years of banking experience in a supervisory capacity in Assets business

Strong understanding of Personal Banking assets business

Proven track record in credit analysis and risk assessment

Key Responsibilities

Analyze and evaluate credit applications and proposals

Conduct thorough credit risk assessments of potential borrowers

Review and verify financial documentation and credit histories

Prepare and present detailed credit proposals

Monitor existing credit facilities and perform regular reviews

Identify potential fraud risks and implement preventive measures

Ensure compliance with bank policies and regulatory requirements

Supervise and mentor junior credit team members

Maintain accurate documentation of credit decisions and rationale

Collaborate with various departments to ensure smooth credit operations

Identify and escalate high-risk credit issues

Contribute to the development of credit policies and procedures

Required Skills & Competencies

Technical Skills

Advanced credit analysis capabilities

Strong understanding of banking products and services

Proficiency in financial modeling and analysis

Knowledge of UAE banking regulations and compliance requirements

Excellent computer skills, including banking software and MS Office

Analytical Skills

Strong ability to assess credit worthiness

Sharp attention to detail in financial analysis

Capability to identify fraud risks

Sound judgment in credit decision-making

Skill in evaluating business plans and financial statements

Communication Skills

Excellent written and verbal communication abilities

Strong presentation skills

Ability to explain complex financial concepts clearly

Professional report writing capabilities

Effective interpersonal skills

Professional Attributes

Strong ethical standards and integrity

Detail-oriented approach to work

Ability to work under pressure and meet deadlines

Good time management and organizational skills

Team player with leadership capabilities

Problem-solving mindset

Commitment to continuous learning

Work Environment

Professional banking environment

Fast-paced atmosphere

Team-oriented workplace

Regular interaction with clients and stakeholders

How to Apply

Interested candidates may apply through either of the following methods:

Email your resume to: kezia@dicetekuae.com

Only shortlisted candidates will be contacted for an interview.

About Us

Dicetek is a global IT Solutions and Services Company established in 2006 with its corporate headquarters in Singapore. We continue to expand our global network while providing value-added cost-effective consulting services to our clients. DICETEK has operational offices in India, UAE, Singapore & USA.

As a world-class company with a regional focus, we primarily concentrate on providing Information Technology Solutions and Professional Consulting Services, across different verticals like Banking & Financial Services, Telecom, Government, Oil & Gas, Logistics, Supply Chain, Real Estate & Manufacturing.

We have a solid reputation in the technology industry for providing excellent services to our clients. Our values are represented by our integrity, thought leadership, and commitment to maintaining a high-level of excellence in the constantly evolving world of Information Technology. We strive to build a long-lasting relationship with our customers and client satisfaction is our key performance indicator. We take pride in becoming a preferred partner for most of our clientele.